Here are some observations author / blogger Ryan Holiday has about money: (1) I’ve never met a person who ever reached “their number.” People say, “When I hit $Xm, I’ll be good.” They say, “Once I have X years salary in the bank, I’ll be good.” No one ever seems to get to that number. We’re never “good” because we move the goalposts. (2) Seneca said that poverty wasn’t having too little, it was wanting more. He wasn’t talking about poor people. He was talking about rich people. He was talking about people who are insatiable. “Rich” is having enough. (3) If you can, pick up the check. If you can, tip amply. It feels good, it’s nice. It also normalizes not sweating small amounts of money. (4) But if I am content with what I have, won’t I stop getting better? No. We play better with house money. Feel better too. (5) Anticipate the fact that maintaining discipline is hard. Automate. If saving / investing is another item on your to-do list, it’s not going to happen consistently.

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